Whether you're looking to purchase or refinance your existing home, let our experts find your best loan option. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own In-House Down Payment Program that has more flexible guidelines and lower interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
Payments could also include PMI (Private Mortgage Insurance) depending on LTV (loan to value) or HOA dues as well. Information is deemed to be reliable but not guaranteed. Estimated payments are not guaranteed or implied. Should be used only for informational purposes. For a more accurate payment, please call us at 651-262-7523
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"Well done and thank you SO very much! My husband and I were working with a tight timeline (17 days). We knew going in that it was going to be tricky and you did not disappoint, you met the deadline with plenty of time to spare. That truly speaks volumes to how well you and your office conducts business and the caliber of professionalism of all who handled the processing of our entire loan. Our realtor has even saved your contact information to share with others. Thank you Rick from the bottom of our hearts!!"
Georgette S. Closed May 24, 2024
"Rick was great, very attentive and explained everything."
Megan M. Closed Mar 01, 2024
"Rick Scherer was an excellent advisor who was really easy to work with. I am thankful to him for all he did and explained to me during the process. I will definitely recommend him to family and friends and will continue in touch for future reference."
Antuanet A. Closed Aug 05, 2024
"Rick, was a God sent! My husband and I were having so much trouble with another company. I was losing hope about buying the house I loved. I'm so thankful my husband found him.I don't know how he made it so easy but Rick did.. I truly thank you for helping us get the house we love."
Megan B. Closed Jul 31, 2024
"Rick and Brenda are the best in the business.cant wait to buy my first investment property and I wouldn't dream of using anyone but rick Brenda and the rest of their team"
Jameelah C. Closed Aug 31, 2023
"Good communication and did a great job guiding my clients through the loan process."
Gregory B. Closed Jul 12, 2024
"Rick was very helpful and understanding throughout my whole home-buying journey. He single handedly made it possible for me to buy a house that I loved after I had given up hope in this bleak market."
Najma A. Closed Apr 02, 2024
"I really appreciate everything that Axia home loans did for us they answered any and every question we had no matter what it was. I have a beautiful home because of Rick Scherer so thank you very much for everything."
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